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Zopa: Personal Loan reviews

4.94
Based on 65,236 reviews, last reviewed 29th Apr 2025
45% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy hassle free, would definitely use again Easy hassle free, would definitely use again Reviewed on: 29th April 2025
Tomas v's avatar
Tomas v

Latest lowest rating:

2

I have no problems with Zopa credit card but I was t... I have no problems with Zopa credit card but I was told I was pre-approved for a loan but when I’ve looked into it I was refused Reviewed on: 28th April 2025
Jason Smith's avatar
Jason Smith

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65236)

Review of the Zopa, Personal Loan:

Top marks

5
Fast, efficient, no fuss. Pleasnt experience Reviewed on: 23rd February 2023

Easy hassle free, would definitely use again

5
Easy hassle free, would definitely use again Reviewed on: 29th April 2025

Excellent card, good service ease use

5
Excellent card, good service ease use Reviewed on: 29th April 2025

Good Customer Service.

5
Good Customer Service. Helpful and had lots of empathy. Reviewed on: 29th April 2025

Very straightforward and easy to apply.

5
Very straightforward and easy to apply. Reviewed on: 28th April 2025

Genuinely transparent

5
I needed a loan for home improvements, they told me the rate before I applied, meaning no hit to my score. I can make payments when I want, the app is genuinely great and easy to use, and whenever I've spoken to them, no matter how trivial they've been absolutely lovely. Reviewed on: 28th April 2025

Everything was just simple & easy

5
Everything was just simple & easy Reviewed on: 28th April 2025

App is so easy to navigate!

5
App is so easy to navigate! 10 out 10 customer service. Highly recommend if you want a fast and quick decision with great APR! Have had a fantastic experience from start to Finish ! Over payments east to process as well Reviewed on: 28th April 2025

Every time I use the card it gives me no issues same...

5
Every time I use the card it gives me no issues same when I go to pay some back never any issue if there is it tells me ie the app and normal within 5 minutes it will work Reviewed on: 28th April 2025

Their customers service was next to non, fast and di...

5
Their customers service was next to non, fast and direct Reviewed on: 28th April 2025

Amazing.

5
Amazing. Easy to deal with. No hidden charges. Great experience Reviewed on: 28th April 2025

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