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Zopa: Personal Loan reviews

4.94
Based on 64,067 reviews, last reviewed 16th Apr 2025
0% decrease in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Lenders with a conscience I was impressed that Zopa made sure that the loan I asked for was affordable for me by checking my finances, payments history and any existing commitm... Read more Reviewed on: 16th April 2025
Susan J's avatar
Susan J

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64067)

Review of the Zopa, Personal Loan:

Been customer for a while never had a problem with z...

5
Been customer for a while never had a problem with zopa great card Reviewed on: 7th April 2025

Excellent service and competitive rates.

5
Excellent service and competitive rates. Reviewed on: 16th April 2025

Soopa Zoopa.

5
I have been a Zopa customer now for 4 years and have used their loan packages on two occasions in that time. They have offered exactly what I needed and I found the whole experience and interface, easy to understand and interact with. A thoroughly professional and reliable service and one that I can honestly recommend. Reviewed on: 16th April 2025

Was simple to apply for a loan and you can change re...

5
Was simple to apply for a loan and you can change repayment days easy peasy Reviewed on: 16th April 2025

Couldn’t be any easier - funds were received exactly...

5
Couldn’t be any easier - funds were received exactly as I was promised- great to work with Reviewed on: 16th April 2025

Applied for a loan easy to apply and very quick...

5
Applied for a loan easy to apply and very quick Reviewed on: 16th April 2025

Great service Great App really easy to use and acces...

5
Great service Great App really easy to use and access information Reviewed on: 16th April 2025

Neutral.

5
Neutral. No complaints. More info by email would be nice. Reviewed on: 16th April 2025

Keep it up everyone very happy with the service

5
Keep it up everyone very happy with the service Reviewed on: 16th April 2025

Extremely fast process and great value

5
Extremely fast process and great value Reviewed on: 16th April 2025

A Smooth and Efficient Loan Experience with Zopa

5
This is my second time securing a personal loan with Zopa, and once again, I am thoroughly impressed. The entire application process is incredibly smooth and efficient, making it easy to complete everything without any hassle. The payment is processed swiftly, ensuring there are no delays. On top of that, Zopa offers some of the most competitive interest rates on the market, making it a highly cost-effective option. Overall, I couldn’t be more satisfied with my experience. Reviewed on: 16th April 2025