Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 67,246 reviews, last reviewed 19th Jan 2026
65500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good bank very good bank very good bank very good bank very good bank very good bank Reviewed on: 19th January 2026
Piotr krolikowski's avatar
Piotr krolikowski

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67246)

Review of the Zopa, Personal loan:

I am very happy with the service from Zopa

5
I am very happy with the service from Zopa as well as the ease of use of their app and of anything that I want to change or do with my account. Reviewed on: 4th March 2024

Don't delay, apply straight away

5
It was so easy to apply for a loan and also very quick. Reviewed on: 18th January 2026

Excellent service when I applied for loans

5
Excellent service when I applied for loans Reviewed on: 18th January 2026

Brilliant service, helpful and polite

5
Brilliant service, helpful and polite Reviewed on: 18th January 2026

Easy to complete questions, quick results

5
Easy to complete questions, quick results Reviewed on: 18th January 2026

Fast, stress free and professional.

5
Fast, stress free and professional. I would definitely recommend to others Reviewed on: 18th January 2026

It was a quick and simple process to deal with Zopa.

5
It was a quick and simple process to deal with Zopa. Questions answered quickly and honestly. Reviewed on: 18th January 2026

The best ever, they are there when you need them!

5
The best ever, they are there when you need them! Reviewed on: 18th January 2026

Happy customer

5
Easy to apply and quick decision and helpful after care service. Gave a credit card and personal loan with Zopa Reviewed on: 18th January 2026

Helpful The app was so easy to use and helpful

5
The app was so easy to use and helpful Reviewed on: 18th January 2026

It was a seamless experience and quickly sorted

5
It was a seamless experience and quickly sorted Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.97 from 2327 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1447 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7479 reviews
    Zopa
    View all products