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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66930 reviews)

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4.94

Based on 66,930 reviews, last reviewed 17th Jan 2026

55100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Competitive rates, fast easy process, highly recommend I received a loan from zopa last year, the application process was easy to follow and the whole process was completed in a few days. They email you ea... Read more Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66930)

Review of the Zopa, Personal loan:

Excellent service.

Excellent service. Easy to use app Reviewed on: 25th April 2025

Competitive and fast!

It was th most competitive loan on the market and was processed so quickly which allowed me to consolidate debt and improve my finances Reviewed on: 16th January 2026

Zopa provided aloan when i needed it.

Zopa provided aloan when i needed it. At a price that i could afford. I would use them again. Thank you Zopa. The rate was afforfable and i would recommend it to friends and family. They provided the loan within days, much quicker than i had expected it and just in time for what o needed it for. Reviewed on: 16th January 2026

Very good costume service.

Very good costume service. Very helpful Reviewed on: 16th January 2026

Informative, easy and honest

I found zopa super easy to use and very informative. They have always been honest and all communication has been easy to read. Reviewed on: 16th January 2026

Always Very easy to use, Clear to understand and ver...

Always Very easy to use, Clear to understand and very decent rates for my circumstances. Reviewed on: 16th January 2026

experience was good

easy to talk everything was sorted with one phone call Reviewed on: 16th January 2026

This is my first time experience to get loan and it'...

This is my first time experience to get loan and it's very easy and fast Reviewed on: 16th January 2026

Quick and easy

Very quick service. Easy application. Reviewed on: 16th January 2026

Great experience

Downloaded there easy to use app, applied for a loan, got a result straight away and the funds were in my bank account with in the hour Reviewed on: 16th January 2026

Satisfied customer

Quick, efficient service with a very competitice APR. Very good website- easy to navigate. Reviewed on: 16th January 2026

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