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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64959 reviews)

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4.94

Based on 64,959 reviews, last reviewed 23rd Apr 2025

30% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great service Easy to deal with. Helpful and friendly staff. Reviewed on: 23rd April 2025

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64959)

Review of the Zopa, Personal Loan:

Lifechanging!

My impulsivity in my late teens and early twenties saw me run up a disproportionate amount of credit card and catalogue debt. As my credit score worsened, so did my interest rates. With multiple extortionate minimum payments to make monthly, I struggled to make any headway in bringing down my balances and it seemed as though I would be stuck living a financially restricted life forever. Not so! Despite my poor credit history, Zopa stepped up and offered me the most incredible opportunity to consolidate all of my debts, reduce my interest payments and finally whittle my balances down to zero. I cannot believe that less than two years from now, I will be completely debt free with no monthly outgoings to meet other than my core essentials and that I will have a huge amount of disposable income available to me which will enable me to live my best life. I never thought that this level of financial freedom would be possible for me and I am just so elated that Zopa were willing and able to give me a second chance in helping me to create a much better future. Getting my loan was the best decision I have ever made - it has given me so much to look forward to. Reviewed on: 20th March 2021

Great service

Easy to deal with. Helpful and friendly staff. Reviewed on: 23rd April 2025

Loan applications

Zopa has made the whole process very simple and quick Reviewed on: 23rd April 2025

Good bankapplication form and in your bank within...

Very quick application form and in your bank within minutes Reviewed on: 22nd April 2025

Simple process of application.

Simple process of application. Once approved funds were available within 2 hours. Customer service is always on hand to help. Fantastic service Reviewed on: 22nd April 2025

Excellent , efficient and very personal to every asp...

Excellent , efficient and very personal to every aspect of my loan Reviewed on: 22nd April 2025

Super streamlined and easy to use

Super streamlined and easy to use Reviewed on: 22nd April 2025

Zopa gives clear and exact information (without the...

Zopa gives clear and exact information (without the mindless waffle) about all products available Reviewed on: 22nd April 2025

Very good service will recommend

Very good service will recommend Reviewed on: 22nd April 2025

Excellent service credit card excellent service debt...

Excellent service credit card excellent service debt card is well Reviewed on: 22nd April 2025

Excellent personal attention aimed with respect for...

Excellent personal attention aimed with respect for any customer Reviewed on: 22nd April 2025

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