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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65359 reviews)

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4.94

Based on 65,359 reviews, last reviewed 16th Jan 2026

3533% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super fast response and competitive interest rate. Super fast response and competitive interest rate. Easy to navigate app and clearly to read information. Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65359)

Review of the Zopa, Personal loan:

Amazing

Best lender I’ve ever dealt with. So professional. Reviewed on: 28th March 2022

Super fast response and competitive interest rate.

Super fast response and competitive interest rate. Easy to navigate app and clearly to read information. Reviewed on: 16th January 2026

I found Zopa very easy to deal with and I have had n...

I found Zopa very easy to deal with and I have had no problems at all Reviewed on: 16th January 2026

The best Bank to bank , all the application and appr...

The best Bank to bank , all the application and approval is the fastest ever dealt with, Highly recommend this bank Reviewed on: 16th January 2026

I take twice loan from zopa and I was very happy!

I take twice loan from zopa and I was very happy! Good company! I recommend everyone in special my fr6 Reviewed on: 16th January 2026

Really easy to use.

Really easy to use. Quick. App is great. Finances at a glance so simple to navigate Reviewed on: 16th January 2026

Whenever I give the Zopa team a call the quality of...

Whenever I give the Zopa team a call the quality of service is absolutely fantastic and always able to go the extra mile in helping to sort out any concerns I have had brilliant to deal with. Reviewed on: 16th January 2026

Excellent service

The process was smooth and easy from the start. Reviewed on: 16th January 2026

The application was simple to use and a speedy decis...

The application was simple to use and a speedy decision helped to finance a dream trip abroad Reviewed on: 16th January 2026

Excellent and quick service!

Excellent and quick service! Love how you can access my online account . Reviewed on: 16th January 2026

Impressed with the level of service offered

Impressed with the level of service offered Reviewed on: 16th January 2026

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