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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7454 reviews)

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4.94

Based on 7,454 reviews, last reviewed 16th Jan 2026

26600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Really happy Zopa was recommended to me and I’m so happy I came over you them. Reviewed on: 16th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7454)

Review of the Zopa, Smart Saver:

Saving account

Found really easy to open account and love being able see my linked accounts as well. Very good interest rates Reviewed on: 23rd April 2025

Very good service - would recommend

Very good service - would recommend Reviewed on: 15th January 2026

A million mile experience

Just the best by far. I could recommend Zopa to anybody wishing to invest. Reviewed on: 15th January 2026

Best personal banking service provider

I have used Zopa for years for saving and borrowing.The service I have received has always been top quality Reviewed on: 15th January 2026

Service is brilliant.

Service is brilliant. Never had any issues Reviewed on: 15th January 2026

Zopa have been so helpful, and have answered all of...

Zopa have been so helpful, and have answered all of my enquiries in a timely manner. Reviewed on: 15th January 2026

Great bank and banking app easy for money transfers...

Great bank and banking app easy for money transfers very quick process. Reviewed on: 15th January 2026

ZOPA loans

Have used ZOPA for a while now, very easy to use, instant decisions and very good rates..A1 Reviewed on: 15th January 2026

Easy to use, satisfactory returns

Easy to use, satisfactory returns Reviewed on: 15th January 2026

Highly recommend Zopa

Zopa have always been my go to since I discovered them for savings and credit. Never had any issues with Zopa at all. Highly recommended. Reviewed on: 15th January 2026

Everything about Zopa is spot on.

Everything about Zopa is spot on. Easy to navigate round the app. It’s just great Reviewed on: 15th January 2026

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