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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Simple to use app, with good interest rates.

Simple to use app, with good interest rates.. Reviewed on: 25th April 2025

Easy to deal with.

Dealing with Zopa has been extremely easy. Reviewed on: 25th April 2025

Easy to use, supportive and helpful

Easy to use, supportive and helpful Reviewed on: 25th April 2025

Very easy to use and often a good rate

Very easy to use and often a good rate Reviewed on: 25th April 2025

App is very intuitive and easy to use.

App is very intuitive and easy to use. Fantastic interest rates. Reviewed on: 25th April 2025

The regular saver paying 7.5%

The regular saver paying 7.5% is fantastic. Easy to use app and good customer service when I have needed to contact them.2% cashback on direct debits too Reviewed on: 25th April 2025

Smart saver

Easy to use and get money out. Decent interest rate. Reviewed on: 25th April 2025

So easy to use they keep me updated very pleased...

So easy to use they keep me updated very pleased Reviewed on: 25th April 2025

Perfect app in every way.

Perfect app in every way. Great rates, easy to navigate and excellent customer service Reviewed on: 25th April 2025

Since opening the Zopa account.

Since opening the Zopa account. It has been easy to save and navigate with a great app. Good interest rates and get notifications with updates and tips. Reviewed on: 25th April 2025

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