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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7431 reviews)

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4.94

Based on 7,431 reviews, last reviewed 15th Jan 2026

24300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent products, competitive savings rates, very... Excellent products, competitive savings rates, very good communications, excellent customer support and an accessible and easy to use website. Reviewed on: 15th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7431)

Review of the Zopa, Smart Saver:

a1

easy to set up very good rates of interest brilliant Reviewed on: 11th January 2023

All good experiences use of the app very useful

All good experiences use of the app very useful Reviewed on: 15th January 2026

Best Provider I’ve Used

App is easy to use. I can switch money from my savings account to my current account in a matter of seconds. They keep you constantly informed and updated. Reviewed on: 15th January 2026

Great interest rates, keep you updated of any changes

Great interest rates, keep you updated of any changes Reviewed on: 15th January 2026

Very easy app to use and very good saver rates.

Very easy app to use and very good saver rates. Reviewed on: 15th January 2026

Zopa is an excellent banking app with current and va...

Zopa is an excellent banking app with current and various savings account to suit everyone's needs. Customer service and support are efficient and friendly. Highly recommended Reviewed on: 15th January 2026

Very friendly company and always there to help never...

Very friendly company and always there to help never had any problems just a truly great service Reviewed on: 15th January 2026

Zopa are easy to deal with.

Zopa are easy to deal with. Thankyou Zopa. Reviewed on: 15th January 2026

Very good and reliable I am using the last 2 years w...

Very good and reliable I am using the last 2 years with out any problems Reviewed on: 15th January 2026

I saved 1500 pounds on Zopa and I got good interest.

I saved 1500 pounds on Zopa and I got good interest. Reviewed on: 15th January 2026

Control Your Outgoings

Zopa offers a superb way of keeping control of outgoings and general life expenses, by arranging income in to different pots to cover various bills. Reviewed on: 15th January 2026

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