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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy app.

Easy app. Quick transfers to other accounts. Good interest rates Reviewed on: 1st March 2025

Smart Saver

Great product. Simple, Easy to use, Good Customer Service. Reviewed on: 1st March 2025

Fantastic app.

Fantastic app. Intuitive, clear and speedy to use. Reviewed on: 1st March 2025

Decent rates and user-friendly app

Great savings product in the market that provides decent rates. The app is user-friendly and well designed too. Definitely recommend. Reviewed on: 1st March 2025

Excellent savings account

Excellent savings account with a range of savings options. Good interest rates and customer service. Reviewed on: 1st March 2025

All round great credit card and good services

All round great credit card and good services Reviewed on: 1st March 2025

Straightforward, great value savings!

It was very straightforward to set up my savings account. Zopa has additional offerings of an ISA so makes it easy to move money to take advantage of government tax savings without moving money away from Zopa. Their savings rates are competitive. Reviewed on: 1st March 2025

Love the easy of use and ability to contact

Love the easy of use and ability to contact Reviewed on: 1st March 2025

Very good and straightforward service

I have had a very good experience with Zopa and everything has worked really well. The transactions are seamless and straightforward. I have had no problems linking my account and transferring money in and out. Reviewed on: 28th February 2025

WE ARE GOING PLACES. bank I have foun...

Since opening my accounts with Zopa bank I have found them to be one of the cutting edge innovative financial Organisations that is willing to listen to the customers concerns and Helpfull. Very focused and forward thinking.. Excellent Products. Reviewed on: 28th February 2025

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