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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent modern day banking!

Easy to use app. Great savings rate. Couldn’t be simpler. Reviewed on: 28th February 2025

Good rates, easy to use app, great customer service.

Good rates, easy to use app, great customer service. Get regular updates and notifications. Good as a bank and current account and as a savings account. Reviewed on: 28th February 2025

Good product

Great for regular savers, highly recommended. Reviewed on: 28th February 2025

Good app, competitive rates

Good app, competitive interest rates and products, friendly ! Reviewed on: 28th February 2025

Best interest rate

Best interest rate for a savings account and easy to deposit and withdraw. Reviewed on: 28th February 2025

Excellent Zopa app and simple to use

Have moved from a high street bank to Zopa as it’s so simple to use and set up pots for your everyday monthly expenditures to help you budget better. I’ve already recommended zopa to all my family and would continue to do so as the experience is really good all under one umbrella! I’ve fed back some suggestions and it seems that someone does listen! There is a feature to setup transfers and it take seconds when transferring funds from one account to an external account! Reviewed on: 28th February 2025

Best saving

Best of all the savings accounts out there Reviewed on: 28th February 2025

Good competitive savings products.

Good competitive savings products with an easy to navigate website. Reviewed on: 28th February 2025

Zopa best app

For myself Zopa it’s a very good card! Reviewed on: 28th February 2025

Excellent customer service.

Excellent customer service. I love the simplicity of the app but when I was locked out the customer service was very good. Reviewed on: 28th February 2025

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