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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8042)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very happy with Zopa.

Very happy with Zopa. Interest rates are one of the best. Information and communication are always up to date and frequent. I will be with Zopa for many years to come thank you Reviewed on: 20th January 2025

App saving treat

Easy to use app. based product with great service and competitive rates Reviewed on: 20th January 2025

Flexible saving, choose isa or not, savings with del...

Flexible saving, choose isa or not, savings with delayed access get a bonus, fast transfers of funds out and deposits hit the account fast, all of this via the app. Reviewed on: 20th January 2025

Good app and great interest interests

I love the app. Easy to set up and navigate around. I like the savings pots that I can set up for holidays and longer-term goals. The interest rates are very competitive and I can see my savings pots grow each month. Reviewed on: 20th January 2025

Easy to open account and easy to use App

Easy to open account and easy to use App Reviewed on: 20th January 2025

Easy to use and competitive intrest

Easy to use and competitive intrest Reviewed on: 20th January 2025

Zopa 5 star

so easy to use and great rates of interest Reviewed on: 20th January 2025

Never had a problem.

Never had a problem. App works perfectly. It’s easy to move money in and out. Reviewed on: 20th January 2025

Easy to set up, good rate of interest.

Easy to set up. Good view of finances and savings in the Zopa app. Pays a good rate of interest. Can have easy access or transfer runds to longer fixed term plans. Reviewed on: 20th January 2025

Good interest rate and eady to withdraw money.

Good interest rate and eady to withdraw money. Reviewed on: 20th January 2025

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