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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8041)

Effortless account opening and an extremely easy to...

Effortless account opening and an extremely easy to use dynamic app for customers Reviewed on: 18th January 2025

The smart saver was so easy to set up

The smart saver was so easy to set up, and it is easy to access, the interest rates are always emailed. Zopa just keep you informed, no digging to find out what the latest rates are as at the high street banks. I would always recommend Zopa Reviewed on: 18th January 2025

Have had no problems,simply an ease to use to save m...

Have had no problems,simply an ease to use to save money. Reviewed on: 18th January 2025

Zopa app is so easy to use

Never had any issues using the Zopa app. Very intuitive. Easy to use. Reviewed on: 18th January 2025

Zopa is a delight.

Absolutely delighted with every aspect of the Zopa saving account. So very easy to pop money in to the various personal savings pots. Reviewed on: 18th January 2025

Finger tip savings

Good rates, the app is easy to use and I can see, move and save money with a touch of my finger tips Reviewed on: 18th January 2025

Zopa is a great way of saving money

Zopa is a great way of saving money Reviewed on: 18th January 2025

Great bank, easy to use!

Great bank, easy to use! Easy to put money in and take back out! Reviewed on: 18th January 2025

Love the flexibility of the savings pots!

Love that the savings account is super flexible and I can move money into different interest rate pots depending on how long I think it’ll be sitting there. It’s easy to use too. Makes sense for Zopa and the customer. Reviewed on: 18th January 2025

Great Customer service.

Great Customer service. Zopa is innovative and keeps transforming each season. I am glad to be a part of this organization. Thank you, Zopa! Reviewed on: 18th January 2025

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