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Zopa: Smart Saver reviews

4.94
Based on 8,042 reviews, last reviewed 13th Mar 2026
81300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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0%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026
cathy's avatar
cathy

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

My Zopa ISA has been really easy to use and has paid...

5
My Zopa ISA has been really easy to use and has paid a competitive rate of interest. All I could ask for! Reviewed on: 17th January 2025

Great monthly regular saver

5
Great monthly regular saver at 7.5% Reviewed on: 17th January 2025

Excellent service Excellent staff very helpful and k...

5
Excellent service Excellent staff very helpful and knowledgeable provided a professional service Reviewed on: 17th January 2025

Good rate for savings and current account looks good to

5
Good rate for savings and current account looks good to Reviewed on: 17th January 2025

Zopa saving

5
Easy to use App, good range of saving options. Quick money transfers. Reviewed on: 17th January 2025

Good rates and innovation in how it is managed in th...

5
Good rates and innovation in how it is managed in the app Reviewed on: 17th January 2025

Best savings rates out there.

5
Great rates and easy access. Best savings rates out there. Reviewed on: 17th January 2025

A1 Service

5
I originally had a loan with Zopa and that was paid off. i then opened a savings account which was simple to do. the communication was brilliant and the app is very user friendly Reviewed on: 17th January 2025

Very easy to do online banking.

5
Very easy to do online banking. Great savings rates Reviewed on: 17th January 2025

An excellent product range, jargon free information...

5
An excellent product range, jargon free information to facilitate an informed choice of product. Competitive rates of interest. Easy to navigate website. Reviewed on: 17th January 2025

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