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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great app makes saving easy

Great app, visually clear and easy to use - especially like the different access pots for higher interest rates. Simple to transfer between pots and withdraw to other accounts Reviewed on: 17th January 2025

Great app and bank

The app is very easy to use and great savings account Reviewed on: 17th January 2025

Simple to use, excellent rates.

App is simple to use, excellent rates returned on investments. Reviewed on: 17th January 2025

Great returns for my savings

I have been saving with Zopa for almost two years, their savings rate is amazing. It has helped me to get into good habit of saving. There are different pots for different things both for long and short term goals. I am so pleased with the service that I have introduced few friends and family to benefit too. Reviewed on: 17th January 2025

Great savings rates and options!

Easy to use app and fair interest rates. Love the booster pot options that can be select to suit your savings goal. Regular saver offers a really good interest rate. Reviewed on: 17th January 2025

Love it so easy and clear.

Love it so easy and clear. Good to confirm savings and very easy to use and understand. Really helped me want to save for things that are important Reviewed on: 17th January 2025

Great flexibility

Zopa provides me with a very flexible means of saving what I can when I can. It is so easy to move money between saving accounts that all offer great interest rates. Reviewed on: 17th January 2025

Excellent rates and service...

I have held a saving account with Zopa for some time now. I receive an excellent interest rate, and access to my savings is quick and simple Reviewed on: 17th January 2025

No looking back

Very easy to set up, use app and transfer money between accounts and different savings Zopa pots. So easy I didn’t believe it at first and very competitive interest rates. Reviewed on: 17th January 2025

They have help me to get a credit card and a loan...

They have help me to get a credit card and a loan as they show you how to help yourself to get these things Reviewed on: 17th January 2025

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