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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Simple money

Easy online account to use & move money in & out & into time governed higher paying rates Reviewed on: 17th January 2025

Great app

Easy to use app with good products Reviewed on: 17th January 2025

Great bank to use, easy to use app

Great bank to use, easy to use app Reviewed on: 17th January 2025

Zopa Best way to save by far..

Have always found Zopa easy to deal with. Fantastic Customer Service. Excellent interest rates and makes saving so very easy.. There is no better company out there for service and great rates.. The absolute best of the best with no doubt whatsoever. Reviewed on: 17th January 2025

Goals can be reached much quicker with the savings a...

Goals can be reached much quicker with the savings app, so easy to transfer between savings boxes Reviewed on: 17th January 2025

Easy to navigate and all easy to do any transactions.

Easy to navigate and all easy to do any transactions. Good isa offer Reviewed on: 17th January 2025

The easiest account to open and use

The account was so easy to open and using the app is perfect for my needs. I can see my balance at any time. Transferring funds from one bank account to the other is simple and instant. . I love the monthly interest payments. This account for me is perfect unless the interest payments don’t become compatible with other internet accounts. Reviewed on: 17th January 2025

Zopa beta account gives access to 7.

Zopa beta account gives access to 7.5% regular saver the highest on the market I think . also provided 2% cashback on direct debits Reviewed on: 17th January 2025

Quick easy app for transferring money in and out wit...

Quick easy app for transferring money in and out with good rates. App is simple and easy to follow. I always tell my friends and family how good zopa is if you want to save money. I’ve also had loans with zopa and they have been amazing when paying DD and are very helpful if you have a problem. Reviewed on: 17th January 2025

Faultless from beginning.

Faultless from beginning. Never a problem. Good service above and beyond expectations. Reviewed on: 17th January 2025

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