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Zopa: Smart Saver reviews

4.94
Based on 8,042 reviews, last reviewed 13th Mar 2026
81300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026
cathy's avatar
cathy

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Really easy app

5
Really easy app easy to understand and plenty of choice Reviewed on: 17th January 2025

Good savings plans

5
Very good savings plans and interest I like not having to tie money up for long periods Reviewed on: 17th January 2025

Easy to deal with

5
Very good service, all done through app, easy to change DD dates etc Reviewed on: 17th January 2025

Great Savings

5
A great savings rate and easy to use app. Reviewed on: 17th January 2025

Excellent!

5
Zopa is easy to use, everything is clear and straightforward and customer service is over and above all expectations. Truly excellent! Reviewed on: 17th January 2025

It's perfect.

4
It's perfect. Sometime I put money and collect money. It's too quick. You mean perfect Reviewed on: 17th January 2025

Expedite payment for loans.

5
Expedite payment for loans. Good savings interest Reviewed on: 17th January 2025

I have a few credit cards and Zopa the best one easi...

5
I have a few credit cards and Zopa the best one easily , would highly recommend Reviewed on: 17th January 2025

Excellent all round

5
Excellent all round. Great savings rate great customer service. Reviewed on: 17th January 2025

Excellent savings rates and very easy to use app.

5
Excellent savings rates and very easy to use app. Reviewed on: 17th January 2025

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