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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Modern alternative to traditional banking that is si...

Modern alternative to traditional banking that is simple and offers a variety of useable products and services. I have used others before and they fall short of the mark after initial promises. Zopa is fortunately not like the rest and deserves to do well.10/10 Reviewed on: 8th March 2026

Good interest rate.

Good interest rates on all pot accounts. Reviewed on: 8th March 2026

Extremely easy to open accounts and information when...

Extremely easy to open accounts and information when ever a transaction has taken place. Reviewed on: 8th March 2026

The best!

Good savings Easy website. Staff are friendly and accommodating as well as knowledgeable. The website is easy to negotiate and I lover the colour green! Reviewed on: 8th March 2026

Easy to transfer money to.

Easy to transfer money to. A good rate of interest and lots of facilities Reviewed on: 8th March 2026

Easy App.

First read about this account on Martin Lewis MSE…. Wanted to save quickly for not one but 2 offspring weddings … great interest with easy access in an emergency . Very easy to move money from account to specific savings pots Reviewed on: 8th March 2026

Easy peasy app great value products

Easy peasy app great value products Reviewed on: 8th March 2026

Super smooth and simple.

Super smooth and simple. The app is clear and the flexibility with savings pots is perfect. Reviewed on: 8th March 2026

Number One!!!

They keep me informed of my account and options open to me. Communication is always excellent and has my best interest at the heart of it. Reviewed on: 8th March 2026

Zopa account

All very good easy to set up account, and great app. Reviewed on: 8th March 2026

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