Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Good rate for savings and current account looks good to

Good rate for savings and current account looks good to Reviewed on: 17th January 2025

Zopa saving

Easy to use App, good range of saving options. Quick money transfers. Reviewed on: 17th January 2025

Good rates and innovation in how it is managed in th...

Good rates and innovation in how it is managed in the app Reviewed on: 17th January 2025

Best savings rates out there.

Great rates and easy access. Best savings rates out there. Reviewed on: 17th January 2025

A1 Service

I originally had a loan with Zopa and that was paid off. i then opened a savings account which was simple to do. the communication was brilliant and the app is very user friendly Reviewed on: 17th January 2025

Very easy to do online banking.

Very easy to do online banking. Great savings rates Reviewed on: 17th January 2025

An excellent product range, jargon free information...

An excellent product range, jargon free information to facilitate an informed choice of product. Competitive rates of interest. Easy to navigate website. Reviewed on: 17th January 2025

Simple money

Easy online account to use & move money in & out & into time governed higher paying rates Reviewed on: 17th January 2025

Great app

Easy to use app with good products Reviewed on: 17th January 2025

Great bank to use, easy to use app

Great bank to use, easy to use app Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Barnsley Building Society 3.95 from 1 reviews
Savings
from Tipton & Coseley Building Society 4.21 from 4 reviews
Savings accounts
from Advance Credit Union 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub