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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy and Simple to sign up and use

Easy and Simple to sign up and use Reviewed on: 17th January 2025

Great interest

Great interest rates and products. Reviewed on: 17th January 2025

Great Savings accounts with good interest rates

great range of savings products which are flexible and easy accessed when required. I have recommended to many of my friends and contacts, who also like saving with Zopa. Reviewed on: 17th January 2025

Zopa is super easy to use.

Zopa is super easy to use. It has given me great rates for my east access savings account Reviewed on: 17th January 2025

Easy-to-use app.

Easy-to-use app. Good savings rate Reviewed on: 17th January 2025

Making my money work for me

Moved money in for the interest rates higher than anywhere else and able to split my money the way I wanted limiting access for better rates whilst having immediate access to some of it. Come on who else gives you 7% interest Reviewed on: 17th January 2025

Easy peasy

I’ve never had the slightest problem with the Smart Saver account or communications with Zopa. Highly recommended. Reviewed on: 17th January 2025

Smart Saver

Smart Saver is easy to use, pays a competitive rate of interest with good flexibility to save and withdraw funds via the App. Reviewed on: 17th January 2025

Very easy to instantly withdraw money compared to ot...

Very easy to instantly withdraw money compared to other banks whereby you have to wait 24 hours to receive funds. Reviewed on: 17th January 2025

Simple to use app and great interest rate.

Simple to use app and great interest rate. Reviewed on: 17th January 2025

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