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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Setting up my Zopa account was easy and straightforw...

Setting up my Zopa account was easy and straightforward. The app is very user friendly compared to some others. Reviewed on: 8th March 2026

So easy to set up and use.

So easy to set up and use.App is great. Reviewed on: 8th March 2026

App keeps crashing sop keeps freeze g requires debat...

App keeps crashing sop keeps freeze g requires debating and reloading.,very inconvenient Reviewed on: 8th March 2026

It was quick and easy to set up and use my account.

It was quick and easy to set up and use my account. Reviewed on: 8th March 2026

I’ve found Zopa’s Smart Saver very easy to use.

I’ve found Zopa’s Smart Saver very easy to use. The app is simple, the interest rate is good, and everything works smoothly. Very happy with the service. Reviewed on: 8th March 2026

Zopa savings review

I have been with Zopa for a year how and I hold my main savings with them. I like that they have a daily interest showing for savings. Reviewed on: 8th March 2026

Loving the saving pots and how accessible my funds are.

Loving the saving pots and how accessible my funds are. The interest rate is quite attractive as well. Reviewed on: 8th March 2026

Smooth Operation

Easy to use app and almost fun. Excellent interst rates. Reviewed on: 8th March 2026

Quick, efficient and very supportive.

Quick, efficient and very supportive. I found that the products available were well suited to me and advice was available from the team if I needed further clarification. Reviewed on: 8th March 2026

Easy access and great saving rates, the best in comp...

Easy access and great saving rates, the best in comparison to other banks. I would recommend to friends and family, I have been using fir a while. Reviewed on: 8th March 2026

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