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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

5
Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Love the app and rates are good.

5
Love the app and rates are good. Reviewed on: 17th January 2025

I have bern saving with Zopa for a while.

5
I have bern saving with Zopa for a while. I would like to have a zopa credit card. Reviewed on: 17th January 2025

Easy to use services.

5
Just the open communication. Clear details about products and services. Easy to follow instructions and access to helpful advice. Ease to link accounts and make safe, quick transfers. Competitive interest rates to boost your savings. Reviewed on: 17th January 2025

Great app!

5
probably one of the easiest and best finance app's ever used Reviewed on: 17th January 2025

Really good

5
Really good always keeps me informed about any products that may be suitable. Very pleased to use them Reviewed on: 17th January 2025

What’s not to love ?

5
Incredibly easy to set up my account. Supported by a smart an intuitive App and topped off with brilliant interest rates. What’s not to love ? Reviewed on: 17th January 2025

Very easy to set up an account and very easy to use...

5
Very easy to set up an account and very easy to use once set up. Reviewed on: 17th January 2025

Good saving account good regular interest easy access

5
Good saving account good regular interest easy access Reviewed on: 17th January 2025

Efficient and trustworthy bank, I would gladly recom...

4
Efficient and trustworthy bank, I would gladly recommend Reviewed on: 17th January 2025

Great service and an easy app to navigate.

5
Great service and an easy app to navigate. Good rates Reviewed on: 17th January 2025

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