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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

5
Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent, no fuss and very user friendly experience.

5
Excellent, no fuss and very user friendly experience. Great competitive rates as well. Reviewed on: 17th January 2025

Easy to navigate, excellent rates of interest & opti...

5
Easy to navigate, excellent rates of interest & options yo increase these Reviewed on: 17th January 2025

Zopa is very easy to use, good value and customer se...

5
Zopa is very easy to use, good value and customer service Reviewed on: 17th January 2025

An excellent company.

5
An excellent company. Great savings rates, innovative with excellent service Reviewed on: 17th January 2025

Zopa- helping me manage my money so much better!

5
Zopa is a brilliant way to manage your money from the layout and reliability of the app to the savings rates offered. Zopa makes a real difference in allowing me to manage my savings in a flexible way. Reviewed on: 17th January 2025

Good interest rates, great customer service

5
Good interest rates, great customer service Reviewed on: 17th January 2025

Best App based banking

5
Great rates and easy to use app. Reviewed on: 17th January 2025

So easy to use and great interest rates

5
So easy to use and great interest rates Reviewed on: 17th January 2025

App is very easy to use, I save without thinking abo...

5
App is very easy to use, I save without thinking about it Reviewed on: 17th January 2025

Outstanding

5
Immense company & extremely helpful Reviewed on: 17th January 2025

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