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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Highly recommended

Very easy to set up and customer service very helpful Reviewed on: 12th April 2024

Easy to use app.

Easy to use app. Easy to move money around in the various smart save accounts l. Reviewed on: 12th April 2024

Easy to set up, excellent interest rates

Easy to set up, excellent interest rates Reviewed on: 12th April 2024

Easy to use app makes saving so easy

Easy to use app makes saving so easy Reviewed on: 12th April 2024

Zopa, easy to use and good rates

Very easy to use website, lots of options for time if locking away savings. Interest rates are changed quickly when responding to uk rates. Overall very good rates , easy access and simple interface Reviewed on: 12th April 2024

The app is very easy to use

The app is very easy to use allowing me to move money to the different accounts with different notice for removing my money. I have found this very useful for managing my money. Reviewed on: 12th April 2024

Very is to apply and setup with great follow up info...

Very is to apply and setup with great follow up information. Instance access which it quick and triuble free Reviewed on: 12th April 2024

Excellent rate easy to use very user friendly

Excellent rate easy to use very user friendly Reviewed on: 12th April 2024

Great app, fantastic service

Really easy to set up the account and the app works really well. Always find they give clear informative details about their products. The smart saver allows me to seamlessly add money from my high street bank account through their app. Reviewed on: 12th April 2024

Amazing easy app to use.

Amazing easy app to use. Brilliant idea having pots to move money. Text reminders of money movement is essential for account security. Reviewed on: 12th April 2024

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