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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Good interest, reliable platform, easy to use.

Good interest, reliable platform, easy to use. Reviewed on: 12th April 2024

Excellent interest rates and easy to use app.

Excellent interest rates and easy to use app. Reviewed on: 12th April 2024

Easy to use app.

Easy to use app. Competitive rates. No negative comments! Reviewed on: 12th April 2024

Easy to use and great interest rate

I’ve had a Zopa account for about a year. I love how easy the app is to use and the fact that they pay such a good rate of interest, which you receive every month. Reviewed on: 12th April 2024

Excellent service

Excellent service and highly competitive saving rates. The app is easy to use and secure. Monthly interest added to account to ensure savings are on track Reviewed on: 12th April 2024

Easy to use app, clear, smooth, reliable

Easy to use app, clear, smooth, reliable Reviewed on: 12th April 2024

Excellent app,very easy to use, brilliant way to sav...

Excellent app,very easy to use, brilliant way to save for xmas. Reviewed on: 12th April 2024

No problems at all.

No problems at all.excellent service Reviewed on: 12th April 2024

Great Bank

I have been saving with Zopa for about 2 years & have always found their rates excellent. The app is easy to use & clearly customer focussed Reviewed on: 12th April 2024

Easy way to save

Easy way to save, easy to transfer from one account to another Reviewed on: 12th April 2024

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