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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8045 reviews)

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4.94

Based on 8,045 reviews, last reviewed 20th Mar 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8045)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very easy to use.

Very easy to use. Really like how easy it is to move money in and out . Also like the pots and I can decide which savings rate I like Reviewed on: 1st March 2024

happy customer

really helpful , quick & easy to use and Reviewed on: 1st March 2024

Very happy with the ease of using the account.

Very happy with the ease of using the account. Reviewed on: 1st March 2024

Excellent company to squirrel your money away with ....

What a wonderful saving product which is totally flexible. I've opened I don't know how many accounts so that I can have separate pots for each saving project. I would not hesitate in recommending them!! Good interest rates too! Reviewed on: 1st March 2024

Puts faith back into banking

Excellent product, simple to use website and goid custiomer services Reviewed on: 1st March 2024

Excellent all round

Easy to use and innovative. Good interest rates. Good model for the future of banking. Keep up the good work. Reviewed on: 1st March 2024

Good save account and service.

Good save account and service. App is easy to use Reviewed on: 1st March 2024

Great provider

Good service, easy to use app, updates about new services sent regularly, would recommend. Reviewed on: 1st March 2024

Excellent app, easy to use.

Excellent app, easy to use. Particularly enjoy the variety of pots and the ease of access. Excellent rates, always competitive. Reviewed on: 1st March 2024

Zopa's smart saver service is great

Zopa's smart saver service is great. The app is very user friendly. Communications from Zopa about bank rates etc are prompt and pertinent. It's very easy to deposit and withdraw savings and you can create as many pots as you like with increasing rates depending on how quickly you want to access them. Reviewed on: 1st March 2024

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