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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Best savings app I’ve ever had.

Best savings app I’ve ever had. The interest rates are always competitive and I love my little pots. It’s helped me so much. Reviewed on: 2nd March 2024

Very good never had any issues information is always...

Very good never had any issues information is always useful and timely on rate changes etc Reviewed on: 2nd March 2024

Just the easiest experience and best application to use

Just the easiest experience and best application to use Reviewed on: 2nd March 2024

Totally hassle free savings with clear and simple wa...

Totally hassle free savings with clear and simple ways to access and move my savings around. Reviewed on: 2nd March 2024

Very good and easy to use for flexible saving

Very good and easy to use for flexible saving Reviewed on: 2nd March 2024

Easy to use and good rates.

Easy to use and good rates. App is really easy to navigate Reviewed on: 2nd March 2024

excellent service & rates

I have been a Zopa client since 2005, excellent service and rates all that time Reviewed on: 2nd March 2024

Superb Website

Superb online secure website to manage investments with ease. Reviewed on: 2nd March 2024

Smooth transactions, good interest rate, notice-savi...

Smooth transactions, good interest rate, notice-savings pots are a great idea. Reviewed on: 2nd March 2024

Quick and easy to move money around

Quick and easy to move money around Reviewed on: 2nd March 2024

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