Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Straightforward account with great interest.

Straightforward account with great interest. Reviewed on: 1st March 2024

Easy to do

Easy to set up, quick to move money. Brilliant Reviewed on: 1st March 2024

Excellent rates & user friendly app

Excellent rates & easy to use app makes saving money easier. Reviewed on: 1st March 2024

Absolutely superb.

Absolutely superb. I think other banks have big lessons to learn from zopa. Reviewed on: 1st March 2024

It is very easy to manage using the mobile telephone...

It is very easy to manage using the mobile telephone app Reviewed on: 1st March 2024

Good interest rate for savers and very competitive

Good interest rate for savers and very competitive Reviewed on: 1st March 2024

Easy to use with good saving rayes

Easy to use with good saving rayes Reviewed on: 1st March 2024

Zopa provide a very simple and efficient savings fac...

Zopa provide a very simple and efficient savings facility. They started off with very competitive interest rates that were usually ahead of those provided by others with similar accounts. Unfortunately recently they have fallen behind some of the other providers but are still up there amongst the best. The isa facility is looking particularly attractive for the coming financial year and is a strong option. Reviewed on: 1st March 2024

Quick & easy app with good levels of interest rates...

Quick & easy app with good levels of interest rates that are consistent. Reviewed on: 1st March 2024

a good alrounder

easy to manage ,good choice of rates,good rates and customer service reliable when needed Reviewed on: 1st March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from The Money Co-op 4.84 from 444 reviews
Savings and investments platform
from Meteor 0.00 from 0 reviews
HomeSaver
from Tembo Money 4.44 from 51 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub