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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

User friendly app with good features.

User friendly app with good features. Reviewed on: 1st March 2024

It’s easy to use and to transfer money into it quickly.

It’s easy to use and to transfer money into it quickly. I like I can make lots of different pots for different funds such as holiday, savings, etc. Reviewed on: 29th February 2024

So easy to use the app to transfer money

So easy to use the app to transfer money between the 30, 95 day and instant access account options, and of course to transfer money in and out of the accounts. Reviewed on: 29th February 2024

Easy to use Web facilities, great service and excell...

Easy to use Web facilities, great service and excellent rates Reviewed on: 29th February 2024

Easy and does what it says on the tin

Easy and does what it says on the tin Reviewed on: 29th February 2024

Easy to access and watch my money grow

Easy to access and watch my money grow Reviewed on: 29th February 2024

Brilliant way to save.

Brilliant way to save. The app is very user friendly and extremely easy to send money over and save. Reviewed on: 29th February 2024

Savings rates

Great interest rate and the app is easy to use. Reviewed on: 29th February 2024

Top rates in a flexible package

Clear and easy to understand with flexible, top rates for savers. Reviewed on: 29th February 2024

Simple to save. Easy to manage.

Simple to save. Flexible on access and fixed term. Easy to manage. Reviewed on: 29th February 2024

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