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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great App

Really easy way to save and monitor your money. I love being able to access the app at anytime to see my money. It’s very easy to move money between accounts. Reviewed on: 29th February 2024

Great app - makes it super easy to manage my savings...

Great app - makes it super easy to manage my savings and I know I’m getting the best rate. Keep it up! Reviewed on: 29th February 2024

Good variety of products

They have a good variety of products which suit different needs of saving. You can put any amount of money in at any price. The interest rate is clearly visible. Reviewed on: 29th February 2024

All great and highly recommend.

All great and highly recommend. It’s beaten my other saving account with another bank Reviewed on: 29th February 2024

My whole experience with zopa has been a pleasure

My whole experience with zopa has been a pleasure, creating and managing my account is so easy. As a software engineer I rate the app highly, it has everything I need and I'd clear and simple to use. Being app only meets my saving needs perfectly. Zopa offers competitive rates and great products Reviewed on: 29th February 2024

Great quality company.

Great quality company, excellent saving rates,and brillant credit card, I would definitely recommend to anyone, also great loan rate. Reviewed on: 29th February 2024

Great way to save- excellent interest rates

Great way to save- excellent interest rates Reviewed on: 29th February 2024

Competitive & Attractive rates. @ Zopa

Competitive rates.. Attractive website with one touch access. Very good website connection ... With easy straightforward view of total saving picture! Reviewed on: 29th February 2024

Easy to use app.

Easy to use app. Good rates for savings and easy to add new products Reviewed on: 29th February 2024

Happy customer

Very pleased with smart saver site pays interest but also allows me to withdraw money at any time without penalising my money Reviewed on: 29th February 2024

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