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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy App to use. Great interest rates.

Very easy App to use. Also good rated of interest. Reviewed on: 29th February 2024

Zopa makes saving easy, the app is simple to use and...

Zopa makes saving easy, the app is simple to use and I can create multiple pots to save for different goals, in addition if it’s a long term goal I can move it to a higher interest saving pot. Reviewed on: 29th February 2024

Best savings bank I've used!

Quick, easy and efficient. When you've used this process once (which was new to me) it is so easy and stress free. Reviewed on: 29th February 2024

Very helpful personnel, other online banks make thei...

Very helpful personnel, other online banks make their ‘App’s’ so complicated. Reviewed on: 29th February 2024

Find the savings accounts straight forward to use an...

Find the savings accounts straight forward to use and I like the savings pots. Good interest aswell Reviewed on: 29th February 2024

Easy and simple way to save

Easy to use website, simple to carry out transactions and good interest rate. Reviewed on: 29th February 2024

Really easy to set up and use, great returns too.

Really easy to set up. Great rate for easy access. Easy app to use and updates helpful. I’ve convinced two other family members to open an account too, it’s that good. Reviewed on: 29th February 2024

Fab rates and great customer services

Fab rates and great customer services, would definitely recommend. Reviewed on: 29th February 2024

easy to manage your savings.

It's so easy to manage your savings and with good rates! Reviewed on: 29th February 2024

Plain sailing savings plan.

Plain sailing savings plan. Good app. Safe money Reviewed on: 29th February 2024

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