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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to open and use account via app.

Easy to open and use account via app. At one time a top performer for interest, but has slipped down the tables over the latter part of 2023. Reviewed on: 29th February 2024

Good competitive rates good CS as well

Good competitive rates good CS as well Reviewed on: 29th February 2024

My savings account encourages me to keep adding a li...

My savings account encourages me to keep adding a little to my pot. I didn’t realise I had enough money to book a holiday a first in years. My fixed account ensures funds are they next year a great sense of security. Thanks Zopa Reviewed on: 29th February 2024

Great app - easy to use and competitive rates

Great app - easy to use and competitive rates Reviewed on: 29th February 2024

Easy account, encourages me to save.

Very easy to open savings account and set up separate pots for different purposes. Easy to move money between pots if required. Deposits and withdrawals quick and easy. Helps me to keep track of my finances. Reviewed on: 29th February 2024

Very intuitive platform

Very intuitive platform offering value for money Reviewed on: 29th February 2024

Very easy to use and great products on offer

Very easy to use and great products on offer Reviewed on: 29th February 2024

Pick the interest rate you want

Easy to use smart saver and switch between products. Very good rates of interest. Reviewed on: 29th February 2024

It’s great - love the option to divide into pots for...

It’s great - love the option to divide into pots for easy management. Reviewed on: 29th February 2024

Fabulous .

They are a great company.wound recommend to friends. Reviewed on: 29th February 2024

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