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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Good Value without Notice Savings Account

Easy to navigate website. Swift funds transfers. Very competitive rate of interest compared to high street financial giants. Reviewed on: 29th February 2024

Savers interest rates good but could be higher .

Rates for savers could be more competitive, but happy with account. Reviewed on: 29th February 2024

Simple, easy to use app, and fair rates.

Simple, easy to use app, and fair rates. Reviewed on: 29th February 2024

Very easy to navigate in the app

Very easy to navigate in the app Reviewed on: 29th February 2024

Great interest rates

Great interest rates each month on my individual savings pots! Reviewed on: 29th February 2024

Always found Zopa very easy to use and very reliable.

Always found Zopa very easy to use and very reliable. The app includes lots of helpful extras to help make the most of my money. Reviewed on: 29th February 2024

Great company easy ro use app friendly service

Great company easy ro use app friendly service Reviewed on: 29th February 2024

Absolutely amazing! Recommend 100%

Absolutely amazing! Have recommended to a lot of my friends and family to use this app, so easy and great to use. Reviewed on: 29th February 2024

Very easy and quick.

Very easy and quick. Hassle free. Reviewed on: 29th February 2024

Easiest processes ever !

Easiest processes ever with an excellent, diverse range of products unlike other financial institutions. Reviewed on: 29th February 2024

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