Paid advertisement
Smart Money People Logo

Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
32% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8146)

Easy to set up.

5
I set up this savings account for those unexpected bills and family birthdays. Very easy to use, with a good rate of interest. Reviewed on: 29th February 2024

solve problemeGreat customer service

4
solve problemeGreat customer service Reviewed on: 29th February 2024

Brilliant financial provider

5
Great rates, updated regularly, fast service Reviewed on: 29th February 2024

Excellent service

5
Good interest rates and no hassle with the account. They reply promptly to requests which is unusual these daus Reviewed on: 29th February 2024

Continually making it better!

5
Really easy to use app, which Zopa have been continually improving. Good rates of interest and I love the ability to separate my savings into pots as well as being able to boost them. Reviewed on: 29th February 2024

With Zopa I can see my savings grow, great interest...

5
With Zopa I can see my savings grow, great interest rate easy to use app many options for saving too Reviewed on: 29th February 2024

Great to have everything in one place

5
Great to have everything in one place Reviewed on: 29th February 2024

Very easy to set up, pay money in, pay money out and...

5
Very easy to set up, pay money in, pay money out and they give the best available interest rate. Reviewed on: 29th February 2024

Easy to use app with all the features you need.

5
Easy to use app with all the features you need. I particularly like the different savings pots you can create and also the different rates you can set for each one., Reviewed on: 29th February 2024

Easy, efficient, value for money account.

5
Easy, efficient, value for money account. Reviewed on: 29th February 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44345 reviews
    Zopa
    View all products