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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Very reliable app.

Very reliable app. Simple to use yet still funky. Reviewed on: 29th February 2024

Tictic42v

Very happy with my savings account interest is a good rate as well you can put money in whenever you want Reviewed on: 29th February 2024

Easy to use.

Great app which is very easy to use and easy to understand. Reviewed on: 29th February 2024

An excelent banking App!

An excelent banking App! I'd recommend them to anyone. Reviewed on: 29th February 2024

Blooming marvellous

Blooming marvellous very happy easy interface Reviewed on: 29th February 2024

So far so good

So far so good, I have not had any issues with Zopa. But other banks offer better rates for savers at the moment Reviewed on: 29th February 2024

Easy to set up and use - even for a slight technopho...

Easy to set up and use - even for a slight technophobe like me. And I look forward to seeing my monthly interest add up on my saver pots. Reviewed on: 29th February 2024

Easy to use with good interest rates.

Easy to use with good interest rates. Reviewed on: 29th February 2024

Great app and flexible savings

I had a small sum that I wanted to save and found Zopa had the best rates with a very good app that allowed me to split savings into different pots with different interest rates. I have also made use of a personal loan which again can be managed in the app. Reviewed on: 29th February 2024

Saving made easy

Excellent rates and easy to use app, protection via fscs too. Reviewed on: 29th February 2024

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