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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Effective, easy to use, value.

Effective, easy to use, value. I'm trying to write enough so I can move onto the next part, but it keeps asking me to write more and more. I think I'm almost there. Am I? Not quite. Still not there. Ah yes, there we go Reviewed on: 29th February 2024

Reliable, easy to use

Reliable, easy to use and good options where to place your savings all paying competitive rates of interest Reviewed on: 29th February 2024

Easy to use app.

Easy to use app. Love being able to move money between pots to save for specific things and earn more interest using boosted pots. Reviewed on: 29th February 2024

Good Value without Notice Savings Account

Easy to navigate website. Swift funds transfers. Very competitive rate of interest compared to high street financial giants. Reviewed on: 29th February 2024

Savers interest rates good but could be higher .

Rates for savers could be more competitive, but happy with account. Reviewed on: 29th February 2024

Simple, easy to use app, and fair rates.

Simple, easy to use app, and fair rates. Reviewed on: 29th February 2024

Very easy to navigate in the app

Very easy to navigate in the app Reviewed on: 29th February 2024

Great interest rates

Great interest rates each month on my individual savings pots! Reviewed on: 29th February 2024

Always found Zopa very easy to use and very reliable.

Always found Zopa very easy to use and very reliable. The app includes lots of helpful extras to help make the most of my money. Reviewed on: 29th February 2024

Great company easy ro use app friendly service

Great company easy ro use app friendly service Reviewed on: 29th February 2024

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