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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Competitive savings rates

Competitive savings rates and choice of tiered rates to meet access needs. Reviewed on: 9th January 2024

Good rates and User Friendly App

Very pleased to have found this savings product. I was looking for something that was instant access with user definable savings pots. Zopa provides the perfect product for this and you can mix notice pots with instant access pots. The app is simple to use. Moving money in and out is quick and easy. And to make it all the better - the savings rates are good. Reviewed on: 9th January 2024

Flexible savings account

Very flexible savings account, easily managed online Reviewed on: 9th January 2024

Competitive interest rates..

Competitive interest rates, versatile and periodic prizes Reviewed on: 9th January 2024

Zopa are so easy to deal with.

Zopa are so easy to deal with. We can deposit money easily and withdraw them just as easily. The interest rates are very competitive. We love using the app. Brilliant!! Reviewed on: 9th January 2024

Easy to track savings with the app

Easy to track savings, app is simple and quick Reviewed on: 9th January 2024

Easy intuitive & quick

Easy to sign up, transfer money, intuitive app, great rates Reviewed on: 9th January 2024

The best I've found

Simple, instant payments and withdrawals, and competitive interest rates Reviewed on: 9th January 2024

By far, the Smart Saver is one of the best savings a...

By far, the Smart Saver is one of the best savings accounts I have had. It's clear and easy to open, and with good interest rates. Reviewed on: 9th January 2024

Good interest rate

Easy to use, interest rates are good, notification about rate change are helpful Reviewed on: 9th January 2024

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