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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to use app.

Easy to use app. Stylish branding and debit card Reviewed on: 7th March 2026

Yep, happy with my interest rate and current perks.

Yep, happy with my interest rate and current perks. They dealt with a security problem i had on my account promptly through their chat facility. I was impressed Reviewed on: 7th March 2026

Excellent service and saving account, easy to use on...

Excellent service and saving account, easy to use online banking. Highly recommend Reviewed on: 7th March 2026

All good experience i have a fixed rate saver and lo...

All good experience i have a fixed rate saver and login comfortably to zopa. App login good and secure. Reviewed on: 7th March 2026

Great top interest rate

Brilliant top rate of 7.1% and monthly interest makes this better than previous options Reviewed on: 7th March 2026

Wonderful customer service

Zopa provides nice and attractive interest rate and the customer service on webchat is fantastic. Reviewed on: 7th March 2026

So easy to set up accounts and move money.

So easy to set up accounts and move money. Reviewed on: 7th March 2026

Good interest rates and intuitive app,

The interest rates are very good, particularly the regular saver rate. The App is simple to use and intuitive. Reviewed on: 7th March 2026

Zopa savings are good

Took a while to get my head round it Reviewed on: 7th March 2026

Brilliant have recommended other people.

Brilliant have recommended other people. Reviewed on: 7th March 2026

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