Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zooopa, Doopa Zopa .

Accessible , efficient and very easy steps . N Reviewed on: 8th January 2024

In was good at the beginning but now other companies...

In was good at the beginning but now other companies are offering better interest rates Reviewed on: 8th January 2024

Easy to access, good interest rates.

Easy to access, good interest rates. Never had any issues, always kept informed by Zopa of any changes Reviewed on: 8th January 2024

Good interest rate options and easy to manage

Money has been easy to load and withdraw, and interest rates are good Reviewed on: 8th January 2024

First class

First class service with a user friendly App Reviewed on: 8th January 2024

Everything is so easy to set up.

Everything is so easy to set up, add or take money out of your account. Reviewed on: 8th January 2024

The Very Best

I started using Zopa to save money and I have not regretted it in the slightest. Locking my pots, the interest rate - everything has been amazing and I wouldn’t go anywhere else. Reviewed on: 8th January 2024

Great ease of use, and great rates.

Great ease of use, and great rates. Clearly communicated terms and conditions, clear rates and good updates on products. Reviewed on: 8th January 2024

Great and simple.

Great simple app and fab communication. Reviewed on: 8th January 2024

Easy, flexible and valuable

We value the ease of working with the Zopa Smart Saver and the flexible and multiple boost/pot options available. We are able to move money around between pots and release for cash to fit with our cash needs while maximising our investment return in the meantime. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Virgin Money 4.18 from 108 reviews
Savings
from Northern Community Bank (formerly Pennine Community Credit Union) 4.86 from 235 reviews
Savings
from Penrith Building Society 4.21 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub