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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

regular updates on my app.

regular updates on my app. Easy to add to funds Reviewed on: 8th January 2024

Very easy to use, and clear to understand.

Very easy to use, and clear to understand. App is intuitive. Savings products are excellent value, and competitive in comparison with others. Reviewed on: 8th January 2024

Zopa, is great.

Zopa, is great. The mobile app is easy to use and user friendly Reviewed on: 8th January 2024

Always fast and efficient, best deals available at a...

Always fast and efficient, best deals available at all times Reviewed on: 8th January 2024

Always positive.

Always positive. Easy to use app. Keeps me well informed Reviewed on: 8th January 2024

Good rates

Easy to manage online with good rates. Reviewed on: 8th January 2024

So easy to use.

So easy to use. All my family members now have a Zopa account. Reviewed on: 8th January 2024

Zopa smart saver

Easy to set up and use. Great interest rates Reviewed on: 8th January 2024

Easy to use, amazing features.

Easy to use, amazing features.Good saving rates, you can easily put in or take out money. Reviewed on: 8th January 2024

Simple, easy and efficient

Simple platform, easy to use, quick money transfers and great options for short and medium term savings. They have always been quick to update rates when base rate changes too. Reviewed on: 8th January 2024

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