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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

The best

Great interest rates and easy to manage Reviewed on: 8th January 2024

Good all round

The interest rates are really good, the app is easy to use and I really like the choice of "boost" periods you can choose from to raise interest rates. It was also easy to change my name when needed. Reviewed on: 8th January 2024

Perfect account

Great interest rate and so quick and easy to transfer money , just as a savings account should be Reviewed on: 8th January 2024

Opening an account easy peezy

Opened account on advice from Martin Lewis. Set quick and easy able to link to my other bank accounts. Great interest rates and easy setup for an iSA to use up my annual allowance Reviewed on: 8th January 2024

Not much to say really, they do what they set out to...

Not much to say really, they do what they set out to do with no fuss or bother. They also offer some of the best rates around, without having to go searching for the 'best' deals. Reviewed on: 8th January 2024

User friendly savings solution

Easy to use app. Simple to set up accounts and create saving pots. Clear visibility of account information and easy to move money when required. Great communication from Zopa with any changes (e.g. changes to interest rates). Direct link to mainstream current accounts for withdrawals or additional savings. Reviewed on: 8th January 2024

Great interest rates.

Great bank rates. Highest at the time. Reviewed on: 8th January 2024

Very quick and efficient.

Great service,so easy to use,very quick and efficient. Reviewed on: 8th January 2024

Excellent service

Excellent service and useful app Reviewed on: 8th January 2024

Really easy to use and quick to log in and make tran...

Really easy to use and quick to log in and make transactions Reviewed on: 8th January 2024

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