Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Brilliant interest rates and an intuitive app

Brilliant interest rates, an intuitive app which links seamlessly to my main bank's app for deposits and withdrawals, and great customer service! Reviewed on: 8th January 2024

Good company hor your savings

Excelente savíng rates , ease of the app. Reviewed on: 8th January 2024

Zopa account so easy to open & manage

I save every month with Zopa. Account was easy to open, comms are excellent & app so easy to use. Reviewed on: 8th January 2024

The app is really easy to use and has useful functio...

The app is really easy to use and has useful functionality Reviewed on: 8th January 2024

Great customer service, easy to use App & unbeaten s...

Great customer service, easy to use App & unbeaten savings rates Reviewed on: 8th January 2024

Easy to do business with

Easy to do business with, great products, excellent service, would always recommend Reviewed on: 8th January 2024

Smart Savings

Very easy to use app with good savings rates Reviewed on: 8th January 2024

Transparent, easy to use app!

Easy to use app. Transparent and clear. Regular savings rates reviews and best in the market! Reviewed on: 8th January 2024

good app - efficient service.

good app - efficient service. Easy to use and very convenient. Reviewed on: 8th January 2024

Very flexible boost option

Very flexible boost option for my savings offering escalating interest rates to suit short to medium term fixes. Excellent app experience. Throughly recommend to all my family and friends Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Chase Bank 4.83 from 23032 reviews
Savings
from 1st Class Credit Union 4.52 from 16 reviews
Savings
from Earl Shilton Building Society 4.05 from 1 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub