Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to use the App.

Very easy to download and use the App. Good rates of interest. Can put money in different pots to save for different projects. Reviewed on: 8th January 2024

Seamless experience.

Seamless experience. Close to market leading rates. Very easy to operate in terms of crisis and withdrawals. Being able to divide money into separate pots helps hit goals Reviewed on: 8th January 2024

Good accounts, easy to manage.

Good accounts, easy to manage. Interest rate in the current climate could be a little better Reviewed on: 8th January 2024

Very easy to use and great interest rates

Very easy to use and great interest rates Reviewed on: 8th January 2024

Just love Zopa

Easy to use app. Excellent rates. Smooth transactions. Reviewed on: 8th January 2024

Zops is an excellent provider, their smart savers ha...

Zops is an excellent provider, their smart savers have great interest rates and different ways to save money. I've found the set up and transfer processes easy to follow and have no complaints about any of it to date Reviewed on: 8th January 2024

Great interest rates zero fuss.

Great interest rates zero fuss. Easy to use app. Easy to set up. Easy transfers. Easy boosts Reviewed on: 8th January 2024

You wont go wrong using Zopa.

Quick and easy to set up, use and adapt to changes. App is a joy to use, good communication on rate changes and flexibility to expand savings pots as required. Fantastic customer service Reviewed on: 8th January 2024

Good interest rate.

Good interest rate. Quick to set up. They have continued to increase the interest rate as bank rates have risen. Good App for the phone. Reviewed on: 8th January 2024

Zopa review

It's very user friendly and are competitive on intrest rate Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings Accounts
from Union Bank of India 4.01 from 1 reviews
Children's savings accounts
from Nottingham Building Society 4.06 from 1 reviews
Savings (discontinued)
from Raphaels Bank (inactive company) 4.06 from 1 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub