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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

So easy, so SMART!

So easy, so SMART! On my phone and iPad Reviewed on: 8th January 2024

Really happy with zopa.

Really happy with zopa. My money sitting doing nothing works harder for me. Like that interest is paid monthly and if needs be it’s really handy for a little kick back Reviewed on: 8th January 2024

Savings Accounts

I set up savings account last year with Zopa when interest rates increased, it has been easy to manage online, create new funding pots, remove and add funds without penalty like some banks. Reviewed on: 8th January 2024

Easy to use app and competitive interest rates

I have found Zopa to provide an easy to use basic savings account, with competitive interest rates, often amongst the highest available. The app is really easy to use and it's very convenient to be able to separate money into various 'pots', some of which can be put away for a slightly higher interest rate for giving notice to access your savings - sometimes I find this option beneficial. Reviewed on: 8th January 2024

Helping you take control and managing savings.

Easy to set up and an excellent way to ensure you always get competitive interest on savings. Reviewed on: 8th January 2024

Zopa provides great savings accounts.

Zopa provides great savings accounts. Increasing rates faster and higher than main stream banking giants. Also being able to have access without forfeiting the interest rates unlike the big banks Reviewed on: 8th January 2024

So easy to use.

So easy to use. Quick and efficient. Great clarity. Super App. Reviewed on: 8th January 2024

The App is designed in an intuitive and neat way.

The App is designed in an intuitive and neat way. Reviewed on: 8th January 2024

Smart saver is a great and easy account to use

Really easy app to use, smart saver is very convenient, moving money too and from takes only seconds to do so makes the concept of saving accessible and has encouraged me to save more. Reviewed on: 8th January 2024

Easy to set up an account and can see my money in th...

Easy to set up an account and can see my money in the account happy to use and easy to use Reviewed on: 8th January 2024

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