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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Love this For savings

I like saving with Zopa i have had no issues with them and i like that you can have money in different pots to save with different notice periods for withdrawing money. and its great seeing your interest grow monthly I have a few different pots to save in its great Reviewed on: 14th June 2023

Great app

The pots allow you to choose your interest rates and divide your money up so that it makes sense to you Reviewed on: 6th June 2023

Easy to use

Quick and easy on the ball keep.you informed all the time Reviewed on: 4th June 2023

Convenient account with competitive rate

The Zopa Smart Saver is very easy to set up and manage via their mobile banking app. The rate is also competitive and is quick to respond to changes in the Bank of England base rate. Really impressed. Reviewed on: 3rd June 2023

Great Interest, Flexible & Easy To Use App

Always offer very good interest. App is very easy to use and there is excellent flexibility with being able to add to or withdraw from savings very simply. A nice straightforward savings app. Reviewed on: 2nd June 2023

Excellent savings account

The ability to save in various pots is a game changer, and fixing them for slightly enhanced rates. Would be 5 stars if they allowed automatic splitting to pots when scheduled payments go in Reviewed on: 1st June 2023

Zopa Smart Saver

Good rates, incredibly easy to use, very user friendly, excellent communication. Reviewed on: 1st June 2023

fantastic service

this app is so easy to use, great rates, highly recommend Reviewed on: 1st June 2023

First-Class Company

Love Zopa, their savings account offers great interest rate, their app is lovely to use - happy customer Reviewed on: 1st June 2023

so useful!

I use zopa all the time, its really helped me manage my money! Reviewed on: 1st June 2023

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