Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Efficient service paying good interest rate.

Efficient service paying good interest rate. Reviewed on: 8th January 2024

East to open, easy to get money in and out

East to open, easy to get money in and out and all at a good rate of interest. Reviewed on: 8th January 2024

Easy to use, simple and efficient.

Easy to use, simple and efficient. Reviewed on: 8th January 2024

easy to use app

good rates and the app is really easy to use Reviewed on: 23rd August 2023

responsive and well-designed interface

extremely quick and responsive, and money is transferred in minutes, not days. Reviewed on: 8th August 2023

Modern company

Zopa Smart Saver with several Boosted pots is quite innovative compared to other products out there. It's super easy to open accounts and pots and the interest rates are competitive. Reviewed on: 30th July 2023

Great service, easy to use.

Great service, easy to use. Wide range of products and services. Reviewed on: 28th July 2023

Great savings account

Love the pots, really good and very competitive interest rates Reviewed on: 28th July 2023

Simple yet effective savings

So easy to use their tailored app, easy to set up separate savings "pots" & split money between different notice periods (at specified savings rates). Reviewed on: 28th July 2023

Great App based Bank

Use them for both short and long-term savings. Really easy to deal with. Reviewed on: 18th July 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Hodge Bank 4.48 from 5 reviews
Personal Savings
from United Trust Bank 4.90 from 1361 reviews
Fixed Rate Savings
from M&S Bank - Marks and Spencer 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub