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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great savings product

Simple to use, flexible, easy access, and good rates of interest. Reviewed on: 8th January 2024

Great rates, account options, and service.

I found Zopa had the best savings rates over several options of instant access 31 day and 90 day. East to open and add to and to select the option. Reviewed on: 8th January 2024

easy to set up and good interest rates

easy to set up and good interest rates Reviewed on: 8th January 2024

Easy to set up and start saving.

Easy to set up and start saving. I can change the amount to save whenever I need to. Very convenient way to save. Reviewed on: 8th January 2024

Zopa is great!

Zopa is super easy to use and the interest offered is generous Reviewed on: 8th January 2024

Was good rates but not so now so will be moving mone...

Was good rates but not so now so will be moving money away Reviewed on: 8th January 2024

Simple to set up and use, with great interest rates

I opened a Zopa savings account after reading a recommendation from Martin Lewis. It's so easy to do, and the interest rates are the best around. I have paid in and withdrawn money with ease. Reviewed on: 8th January 2024

had no issues at all, system seems very efficient

had no issues at all, system seems very efficient Reviewed on: 8th January 2024

Safe, easy, savings.

Great to link Savings with my main Bank account, the app allows quick efficient transfers. Multiple accounts works well for planning future expenses such as holidays, tax etc and the rate of interest is excellent. Reviewed on: 8th January 2024

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