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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Really easy to use and competitive rates

Really easy to use and competitive rates Reviewed on: 7th March 2026

Yopa great bank

Great experience using app and great rates of interest Reviewed on: 7th March 2026

Good app, good rates, very user friendly

Good app, good rates, very user friendly Reviewed on: 7th March 2026

Helping my family boost our money

Easy to set up, great app, amazing interest rates. Very happy Reviewed on: 7th March 2026

Excellent service and communication.

Excellent service and communication. Reviewed on: 7th March 2026

Excellent interest rates and cashback on direct debits

Easy to open current and savings accounts, 2% cashback on every direct debit Reviewed on: 7th March 2026

Brilliant can't fault it!

Brilliant can't fault it! Easy and quick to set up. Easy to use app to mange banking. Reviewed on: 7th March 2026

Super easy to set up and move money.

Super easy to set up and move money. Gorgeous card. Reviewed on: 7th March 2026

Excellent app very easy to use with good rates offered.

Excellent app very easy to use with good rates offered. Reviewed on: 7th March 2026

Money sending issue

I have massive issue sending money to the seller when buying a car. I passed all the security checks but still was affected by antiscam system and this negative expirience is really crossed overall the good things zopa has. Reviewed on: 7th March 2026

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