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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use website

Good rates of interest, I can quickly access my money and the website is very easy to use Reviewed on: 4th April 2023

Simple user friendly app

This is so easy to use, you can move money around into different pots and Tates to make the most of your money, I love it. Reviewed on: 4th April 2023

Great rates, great app

Love the functionality of using Zopa's Smart Saver. Their app is intuitive and visual, making it easy to save and manage my funds. Reviewed on: 4th April 2023

Unlimited withdrawals

Love the way I can dip in and out of my savings without losing the interest rate... What's not to love about that? Reviewed on: 4th April 2023

Good rates & notice options; easy to use.

Good rates for instant access and a range of short-term notice periods. Very easy to switch savings around in the app. Reviewed on: 4th April 2023

Excellent Service and app

Excellent Service provided, app and interest rate. Reviewed on: 4th April 2023

Great savings

Great savings account with good interest rates allowing you to transfer money between accounts instantly Reviewed on: 4th April 2023

Smart Savings Made Simple

Really easy to set up this savings account and start saving. Great interest rate and really easy to use app. Reviewed on: 4th April 2023

Zopa Smart Saver - it lives up to its name!

I have been using it for nearly a year now. The app is easy to use, excellent communication, good savings rates. My favourite thing is you can have different saving pots - it makes it all so easy and you can see what you've got. It really helps me to plan my finances and know what is where. A great product and service that I've recommended to friends and family. Thank you :) Reviewed on: 4th April 2023

Great Interest Rates

App is really easy to use,The rates are clear for all to see and simple to add or withdraw funds! I would definately recommend Reviewed on: 4th April 2023

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