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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Smart saving

Easy to use Great access Easy to understand Great visuals Great rates Reviewed on: 4th April 2023

Excellent

Great account who wants to save momey for the future, excellent service and great communication with staff, if sth gone wrong with account. Reviewed on: 4th April 2023

The best savings account

I'm a terrible saver, I've always struggled. But with zopa I've saved more than ever before. With their boosted pots it takes the temptation out of spending because I can't. You can boost your interest rate by moving your savings into a 7day, 31 day and 90day notice pot. Brilliant idea, simple, effective. Its a win win and I don't know why no one has cottoned on to this. Reviewed on: 4th April 2023

Simple savings solved

Great app, simple to use and split savings into pots to achieve best rates for the period of time you are willing to go without access. Market leading rates too. Reviewed on: 4th April 2023

The best interest

Always the first to update their interest rates Reviewed on: 4th April 2023

Ways to save

The smart saver is away to save for what you want the most and as little as what you want but the main Im is to reach your goal Reviewed on: 4th April 2023

Great rate

I get a good high rate of interest on my money and the app is so simple to use and everything is so well explained Reviewed on: 4th April 2023

Quick and simple easy access saving

Say no more but - excellent for quick and simple easy Eccles savings with excellent rates Reviewed on: 4th April 2023

Amazing service

Just brilliant and so simple to use Reviewed on: 4th April 2023

Quick and efficient

Easy to set up and transfer money. Nice little APP. Very pleased so far. Reviewed on: 4th April 2023

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