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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8052)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great, easy to use, top rates

So easy to use the app, great service, and top rates. What more can say? Just a winner all round Reviewed on: 3rd April 2023

So easy to use

Simple to transfer money in and out. Pots available to boost your savings. Easy app to navigate. I'm delighted with it. Reviewed on: 3rd April 2023

Easy!

Easy to set up, easy to use and good interest rates. Reviewed on: 3rd April 2023

Blimey!! Excellento! With interest to boot.

Excellento!! Digital service .customer friendly digital banking. Wot!! More can I say. Reviewed on: 3rd April 2023

Excellent On-Line Bank

Very easy to open and manage your account plus very competitive interest rates. Reviewed on: 3rd April 2023

Easy to use, great rate

The app works very smoothly. It's easy to transfer in and out, and to see the interest rate. The rate is very good and the option to have higher interest pots is a nice feature. Reviewed on: 3rd April 2023

Excellent

Really easy to set up, use and access. Rates seem good too. I recommend it to everyone! Reviewed on: 3rd April 2023

Easy to use and great rates

I love that you can create separate pots and decide on the notice period for each. The app is easy to use and it's quick to deposit and withdraw money. The interest rates are some of the best available which adds to the appeal. Reviewed on: 3rd April 2023

Quick and easy

Easy to set up. Quick to transfer money in and back out when needed. Great that it calculates interest daily so can be used for very short-term savings as well as having extra interest when you can deposit cash for longer periods. Reviewed on: 3rd April 2023

Easy, smart and rewarding

Opened an account in no time at all, able to get better rates at the click of a button and can link my current account with no fuss. What’s not to like? Reviewed on: 3rd April 2023

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