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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

The app is very easy to use and they have a great sa...

The app is very easy to use and they have a great savings rate Reviewed on: 6th March 2026

Excellent options with interest and savings packages.

Excellent options with interest and savings packages. Security is thorough for outgoing payments to a new account. Reviewed on: 6th March 2026

Straight forward application

Happy so far with Zopa, a very straight forward application process Reviewed on: 6th March 2026

So easy to set up and app easy to navigate.

So easy to set up and app easy to navigate. Great offers etc Reviewed on: 6th March 2026

Competitive savings rates and easy operation

I have found opening and managing my savings accounts very easy. The rates offered are competitive. Reviewed on: 6th March 2026

Quick easy application.

Quick easy application. Great communication. Very fair competitive rates. Excellent customer service & helpful reminders. Reviewed on: 6th March 2026

Great savings rates

Great savings rates. Easy to use app and good regular saver. I am very impressed with the app. Reviewed on: 6th March 2026

Love Zopa

The app is easy to navigate Great rate for savings , cash backs on direct debit lovely Reviewed on: 6th March 2026

Excellent savings rate.

Zopa app is very easy to use and good savings rate. Reviewed on: 6th March 2026

I like the app easy to navigate and I like the idea...

I like the app easy to navigate and I like the idea of bonus challenge Reviewed on: 6th March 2026

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